Life insurance provides financial protection to your family when you can’t.
Life insurance is not about how much money will be paid out when a policyholder dies. It’s about knowing that you will be taking care of your family and loved ones if tragedy strikes
ONE MONTH’S PREMIUM FREE.
Get one month’s premium free when you apply for a new eligible AIA policy between 1 September 2021 and 31 October 2021 and have the resulting policy issued by 31 December 2021.*
How can We Help
As your financial adviser, we will help you put protection in place to provide financial assistance in the event of your death, and the resulting loss of income. We help you determine the amount of Life Insurance you need to meet your objectives based on a full Insurance needs analysis.
Our clients' views about their journey
Johan was extremely professional and remained very patient with me over an extended period while I repeatedly changed the parameters until it suited me. I will gladly recommend Johan and his team.
Johan kept us up to date throughout the process and helped us to make the right decisions.
The experience was great, we really like the portal, and like how easy it was to contact you.
Couldn’t have asked for a better experience. Feels as though you have our backs and there’s full trust and confidence.
It is so refreshing and relaxing to have an insurance provider for both our business and personal needs, be so responsive and caring.
Leapway is the best! Johan will take the time to explain all information to the fullest and always there when you need to call on him. We have now gone through Leapway for all our financial needs that one would require.
Johan is exceptional, is seeking the best for us, always keeping us up to date. We see him as part of the family.
Good Service - thank you!
This process was extremely stress-free and easy was fantastic - I was kept well informed and updated, it exceeded my expectations.
I was kept well informed and updated, and my needs have been understood and met. The overall experience so far has exceeded my expectations and having Johan present at our offices what very helpful!
My wife and I are so thankful and grateful to Mr. Johan Fritz. We spent many years outside New Zealand, and as we landed in Auckland last August to stay permanently, we contacted Johan, asking him to assist us with the best medical insurance to go with that suits our age and requirements. After a week, John visited our home, with proposed documents that demonstrate various options with very informative data analysis being given that effectively helped us in making our right choice. Johan seemed highly professional, friendly, kind and pleasant. His approach in communicating to clients is highly friendly, and informative.
Johan is great. He is always responsive. Always there if we have a tiny question. We feel very comfortable with Johan and his team! Thank you for everything!
Provided us both the quote no got everything underway and proceeded.
Hennie Le Roux
Johan facilitated our insurance repricing and helped us get a better deal. Consistently professional, and always happy to help. Great service, very highly recommended. We appreciate doing business with him.
Johan & Lezanne were recommended to me by a close friend and i used their services to get me a new insurance cover. Having dealt with few other insurance brokers before, i was super pleased with the service i received from them. Having multiple discussions with Johan, I felt that he is someone who is always ready to invest his time to really understand my needs before jumping into solutions. Apart from that I particularly enjoyed the casual and friendly way they operate, yet providing an extremely professional service. So if you are looking for someone you can trust, has the flexibility to work around your schedule and responsive when you want to get in touch - I can certainly recommend Leapway.
Amazing team to work with!
We have been dealing with Johan Fritz as our mortgage broker, and insurance broker and he has been faunistic. We love how fast they are with communication, and his professionalism. We have also really like the way they use a poral for unloading document so you can easily keep track of what is still required and what has already been done, and its all secure. We had dealt with the bank when looking onto getting a mortgage and we also used another Broker at the beginning of the process as she was mentioned to us by someone, however when she left that business we were pasted onto Johan and we found him 10 times better to deal with, specially with organization and speed of replying to us. We think for anyone looking to get a mortgage specially for a first home Leapway's mortgage broker services is the way to go as they guild you through the process they do the dealing with the bank, and they know what is normal for the bank to ask for and what's not, AND most banks pay the commotion for you! So they help you out with no cost to you. Its an amazing service and we are very happy to of found them and to have had the pleasure of using their great services. We also really like the way that they stick with you through the process and we have been told that when our mortgage finishes its fixed term they will make contact to talk through the best way to structure it when you re-fix it or what ever you chose to do. We were extremely happy to hear that their support is ongoing for the mortgage and issuance. Highly recommend
Jasmine & Bradley Limmer
Three different types of life cover
Lump sum LIFE COVERThis life insurance provides a lump sum to the policy owner should the life assured die or be diagnosed with a terminal illness with a life expectancy of 12 months or less.
This can be taken out for Personal or Business purposes.
FAMILY PROTECTION or death income coverDesigned to minimise the impact on lifestyle on a family after the death of the life assured through a monthly payment to the family, rather than a lump sum.
ACCIDENTAL DEATH benefitA very basic type of life insurance that comes at a lower cost, and provides a lump sum should your client die as a result of an accident.
Built in Benefits
1Terminal Illness Benefit
Provides an early payment of your Life Cover if you are diagnosed as being terminally ill and likely to die within 12 months. This means you can spend your remaining time with your family and loved ones without worrying about your finances.
2Specified Terminal Conditions Benefit
If you suffer one of the specified terminal conditions, you can choose to have 30% of your sum assured up to $250,000 paid in advance. Some terminal conditions, such as motor neurone disease, offer longer survival rates but can have a significant impact on your lifestyle. This benefit enables you to make any immediate changes to your situation, as required.
3Financial and Legal Advice Benefit
This enables you at claim time to access financial and legal advice from your insurer to an approved financial adviser or legal professional. Most of the insurers we work with will reimburse you for fees up to $2,500 (incl. GST). This is a oneoff payment across all policies for each life assured.
Pays an upfront lump sum of $15,000 which can be used to pay for funeral costs or any other expenses as needed. This payment will be deducted from the life assured’s sum assured.
5Special Events Total Permanent Disablement/ Trauma Facility
We want to make it easy for you to add additional benefits to your Life Cover without needing to provide further medical information. At the time of a special event, you can apply to add a limited amount of ‘accelerated’ Critical Conditions cover, ‘accelerated’ Progressive Care or ‘accelerated’ Total Permanent Disablement cover to your Life Cover.
6Parents Grieving Benefit
If the worst should happen to your child and they pass away, insurers will help with associated expenses. The policy will pay you $2,000 for children aged under 10 years and $15,000 for children between 10-21 years of age.
We will reimburse you for the costs (5% of the Life Cover sum assured up to $20,000) of returning the life assured’s body to New Zealand if they die while overseas. This payment will be deducted from the sum assured.
8Special Events Increase Facility
Enables you to increase the sum assured under your cover following a significant event in your life which results in increasing financial responsibilities. These significant events include: having a child, your child starting secondary school, taking out or increasing a residential home loan or receiving a salary increase and other major events.
9Premium Conversion Facility
You have the option to convert all or part of your sum assured to a level premium structure without further medical underwriting.
Most of our chosen insurer partners will pay up to $2,500 (incl. GST) to cover the cost of a Psychiatrist or Psychologist consultation and counselling for you and/or your family where the treatment directly relates to a claim.
11Suspension of Premium Benefit
Enables you to suspend your life insurance should you go on parental leave or on leave without pay for any reason, for up to 12 months. You cannot claim during this time or in the future for any health related conditions that occur during this suspension period.
Whether you’re at home, travelling or living overseas for any period, you remain insured.
Optional benefits you can add on:
Future Insurability BenefitYou can apply to increase your sum assured at every third policy anniversary without providing any further medical information. Limits and conditions apply and every increase in cover will result in an increase in premium.
Waiver of PremiumThis can remove the burden of paying premiums when you are unable to work due to total disability. We will waive your premium payments, while your insurance remains in place.
Accidental Injury CoverYou will receive a single up-front payment, should you be injured accidentally. You can use it for whatever you need: covering treatment costs, getting taxis to work, hiring someone to help with children, or simply taking time off work to recover. You choose how much cover you need, up to $5,000 a month, the lump sum you receive is based on the treatment you require. Making a claim under this optional benefit is not affected by payments from ACC or other in.
For a complimentary consultation book an appointment today